Basic Insurance Policies: Life and Damage Coverage

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What are basic insurance policies: when you need them and how to use them

Basic insurance policies play a crucial role in protecting your assets and peace of mind. These insurance tools are designed to cover a wide range of risks that may affect your property.

What are basic insurance policies: when you need them and how to use them

Basic insurance policies play a crucial role in protecting your assets and peace of mind. These insurance tools are designed to cover a wide range of risks that may affect your property.

Damage insurance Policies

These policies are an essential shield to protect the insured from a number of risks that could threaten personal assets, health, and overall financial stability.

Property Damage Insurance

This type of policy acts as a safeguard against unexpected events that could damage the insured's material assets. Main coverages include protection against theft and fire. Thanks to this insurance, the policyholder can face the risk of a financial loss with greater peace of mind.

Property Damage Insurance

This type of policy acts as a safeguard against unexpected events that could damage the insured's material assets. Main coverages include protection against theft and fire. Thanks to this insurance, the policyholder can face the risk of a financial loss with greater peace of mind.

Personal Damage Insurance

Another fundamental component of damage insurance is the coverage that protects the insured against accidents, illness, and other events that could affect working ability or cause economic harm to the individual and their family. This type of insurance offers essential financial security in unforeseen situations.

Personal Damage Insurance

Another fundamental component of damage insurance is the coverage that protects the insured against accidents, illness, and other events that could affect working ability or cause economic harm to the individual and their family. This type of insurance offers essential financial security in unforeseen situations.

Asset or Expense Insurance

Policies of this category provide robust protection against the risk of negative changes in total assets. They offer coverage for damages towards third-party or compensation claims, ensuring the insured's financial stability. Additionally, they provide protection against unexpected medical expenses, ensuring comprehensive coverage for unforeseen events.

Asset or Expense Insurance

Policies of this category provide robust protection against the risk of negative changes in total assets. They offer coverage for damages towards third-party or compensation claims, ensuring the insured's financial stability. Additionally, they provide protection against unexpected medical expenses, ensuring comprehensive coverage for unforeseen events.

These policies become essential when your property is exposed to specific risks related to basic insurance. For example, if you live in an earthquake-prone area, an earthquake policy could be crucial. Similarly, in regions often subject to floods or fires, it is advisable to evaluate specific policies for such risks.

Life Insurance Policies

Designed to ensure financial security of yourself and your loved ones, these policies cover events such as death or disability, providing a sum of money or an annuity. Life insurance is not only a form of protection but also an efficient saving tool.

It offers various settlement options, including compensation, capital or annuity payments, and creation of mutual funds.

Basic Insurance Policies
(except car insurance)

  • Theft
  • Fire
  • Liability Towards Third-Party/Workers
  • Product Liability
  • Accidents
  • Legal Protection
  • Ten-Year Posthumous Insurance
  • C.A.R.
  • Technological Risk
  • Professional Liability
  • Illness

We can help you customize a policy tailored to your specific needs and budget by carefully estimating the risks your property is exposed to. We identify potential risk related to basic insurance branches to determine which policy suits your needs.

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